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  • We win big. We’ve helped more than 25,000 consumers recover more than $50 million.
  • Our legal representation is free for you. Debt collectors that violate the law pay our fees.
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TOP COMMENT : anonymous user,

“Check the statute of limitations for the state where you live. Where I live it's 3 years which means they cannot sue you after 3 years. Then send a cease and desist letter and they have to stop contacting you as they cannot legally collect after the time has expired. Can't put on your credit report either. If they do just report to the credit bureaus and it will be removed. ”

Stop debt collector harassment. Regain your peace of mind. We’ve helped thousands of clients just like you turn the tables on debt collectors. We make them pay you. And our services are absolutely free for you.

Examples of Illegal Harassment

  • Multiple calls per week
  • Attempts to collect more than you owe
  • Criminal accusations
  • Early morning or late night calls
  • Threats of negative credit reporting
  • Collection agency lies
  • Calls to friends, neighbors, or coworkers
  • Collection calls at work
  • Use of obscene language
  • Threats of violence, lawsuit, or arrest
  • Attempts to intimidate you
  • Robocalls to your cell phone
2 Community Comments RECENT COMMENTS :
anonymous u

Check the statute of limitations for the state where you live. Where I live it’s 3 years which means they cannot sue you after 3 years. Then send a cease and desist letter and they have to stop contacting you as they cannot legally collect after the time has expired. Can’t put on your credit report either. If they do just report to the credit bureaus and it will be removed.

anonymous u

They lie to you to get your info as they are a collection agency. Don’t answer or tell them your name. I had one thing and it is 15 years old. If they talk to you they reactivate it even if it is off your credit. DO NOT ANSWER!!!!

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The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.

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