Allied Collections Services Inc or ASCI debt collection agency is bound by the Fair Debt Collection Practices Act. Learn more about the company and how you can stop harassing debt collection calls.
Allied Collections Services, Inc. or ASCI is a legitimate third-party collection agency based in Las Vegas, Nevada. Allied Collections Services, Inc. has received consumer complaints alleging violations of the Fair Debt Collections Practices Act (FDCPA), such as threatening to take actions that cannot legally be taken and using false or misleading information in an effort to collect a debt. If Allied Collections Services, Inc. has contacted you about past due financial obligations,make sure you understand your rights before you respond.
According to its website, Allied Collections Services, Inc. “has made significant investments in technology, operations, compliance and training” to meet the complex needs and demands of its clients. Allied Collections Services, Inc. boasts that it is a full-service national collection agency managing first and third-party debt and litigation recovery. In support of its collection activities, Allied Collections Services, Inc. offers “comprehensive and complete Call Center and BPO services to almost every vertical market.” Allied Collections Services, Inc.’s management team averages over 25 years of collections experiences. Allied Collections Services, Inc. promises to put debtors “Back on Track” using payment plans while eliminating risk to its clients, reducing operating expenses, and attempting to enhance client brands by building goodwill.
Allied Collection Services, Inc. claims that its “Back on Track” model turns the traditional collection model upside down, though its model consists of standard collection practices such as sending letters and e-mails to debtors, making phone calls, and establishing payment plans.
If Allied Collection Services, Inc. is unable to obtain a settlement by dealing directly with the consumer, it will forward delinquent accounts to its established network of referral attorneys and law firms in all fifty states. Allied Collection Services, Inc. specifically targets debtors who “have refused to pay voluntarily and have been identified to possess active employment and/or home or property ownership are referred for suit.” Allied Collection Services, Inc. utilizes all methods of judgment enforcement available by law to maximize recoveries in a timely fashion, including the use of wage garnishments and property liens to collect on debts owed.
Allied Collection Services, Inc. also has its own in-house legal department that works hand-in-hand with its Skip Tracing Department to ensure the most positive of results.
Allied Collections Services, Inc. collects delinquent debts for both consumer and business accounts. In the consumer realm, the agency specializes in health care and financial services debt.
As a third-party debt collection agency, Allied Collections Services, Inc. is required to adhere to the Fair Debt Collection Practices Act (FDCPA), a federal law that protects consumers from abusive debt collection tactics. Nevertheless, consumers have filed complaints accusing Allied Collections Services, Inc. of violating the FDCPA. Those accusations have included claims that the debt collection agency has threatened to sue consumers without actually intending to do so and talking to third parties about consumers’ debts. It’s imperative that you know your rights under the law before speaking with Allied Collections Services, Inc. debt collectors.
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Allied Collections Services, Inc. is accredited by the Better Business Bureau (BBB). The BBB currently lists an “A+” rating for Allied Collections Services, Inc., despite listing 40 complaints against Allied Collections Services, Inc. in the past three years, only three of which have been resolved in the last 12 months. 38 of these complaints alleged problems with billing and collections, while the remaining two complaints alleged problems with services provided by Allied Collections Services, Inc. Since August 2013, the Consumer Financial Protection Bureau (CFPB) has received 92 complaints against Allied Collections Services, Inc., 89 of which contained allegations related to Allied Collections Services, Inc.’s debt collection practices, while three complaints contained allegations related to credit reporting. In addition, Justia, one of the largest online legal databases in the United States, lists at least four federal cases of civil litigation involving ASCI
If you’ve been contacted by Allied Collections Services, you have the right to sue them in federal court if the debt collection agency has violated the Fair Debt Collection Practices Act. Signs that you may be on solid legal footing are:
The Fair Debt Collection Practices Act was put into law in order to protect consumers like you, but there’s a catch. While the government sues debt collection agencies that egregiously violate the law, it doesn’t sue agencies on behalf of individual consumers. Instead, the FDCPA has what’s called a fee-shifting provision. This means that, if you sue and win, then the debt collection agency has to pay your court costs and attorney fees. Fee-shifting levels the playing field so that you can assert your rights.
Are you asking yourself…
Allied Collections Services could be calling for a number of reasons, all of them related to debt collection:
If you’ve been contacted by ASCI it’s important to know your rights under the Fair Debt Collection Practices Act. If they’ve violated your rights, you can take the agency to court and sue for statutory damages of up to $1,000 – along with court costs and attorney fees.
Yes. Allied Collections Services can sue you if you owe the debt, however, threatening to sue or serve you with papers if they don’t intend to do so is a violation of the Fair Debt Collection Practices Act. Additionally, after receiving the first collection notice, you have 30 days to dispute the debt. If you dispute the debt, then ASCI is required by the FDCPA to prove that you do, in fact, owe the money. A debt collection agency isn’t allowed to sue you if, for example, the debt is past the statute of limitations or if you do not legally owe the debt. It’s a good idea to speak with a fair debt attorney if you’ve been served with a summons or legal complaint.
Yes. However, Allied Collections Services cannot threaten you to garnish your wages and garnishment can only only occur if ASCI files a lawsuit and obtains a judgment against you. It’s common for consumers to ignore notice of a lawsuit; if you don’t appear in court, the judge may automatically rule against you. Debt collection agencies have been known to avoid serving consumers with notice to increase the odds of obtaining a judgment. This is called “sewer service” or “gutter service.” The bottom line? If wage garnishment takes you by surprise, talk to a consumer attorney who can fight for your rights.
Yes. Allied Collections Services can report debts in collection to the three major credit reporting agencies – Experian, TransUnion, and Equifax. Once a debt is reported to the credit bureaus, it will appear on your credit report and will impact your credit score.
Yes. However, as with wage garnishment, a property lien can only arise out of a court judgment against you. If ASCI files a lawsuit against you and the judge rules in their favor, then the debt collection agency has a right to collect that money. One way of doing that is by putting a lien on your house or property. That’s why it’s imperative to respond to legal papers and to have an attorney by your side who will fight on your behalf.
No. Allied Collections Services – or any other debt collection agency like ASCI for that matter – has no authority whatsoever to arrest you. In fact, threatening you with arrest or jail is a violation of the Fair Debt Collection Practices Act. While so-called “debtors prisons” are illegal, only non-payment of things like traffic tickets can lead a judge to issue a bench warrant, which in turn can lead to arrest.
Yes. You absolutely have the right to sue Allied Collections Services if you believe Allied Collections violated the Fair Debt Collection Practices Act. The FDCPA says that debt collection agencies that violate the law must pay consumers up to $1,000 in statutory damages, as well as court costs and attorney fees. That’s why engaging a fair debt attorney to represent you in an FDCPA lawsuit typically doesn’t cost you anything out of pocket. The attorney that agrees to take on your case knows that the debt collection agency will be forced to pay their fees.
If Allied Collections Services – or any other debt collection agency – is calling you to the point of harassment, using abusive or profane language, or violating the FDCPA in some other way, it’s time to fight back. Under the law, you may be entitled to up to $1,000. At Lemberg Law, we won’t charge you a dime out of pocket, and we only get paid when you win. Call us today for a free, no-obligation, case evaluation. We’ll get the justice that you deserve.
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