Phone: 607-821-2996

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Binghamton, New York
Its exchange 821 is managed by LEVEL 3 COMMUNICATIONS, LLC -
The number is currently on switch number CMBRMAORDSF (switch is a technical specification for phone hobbyists)
Around 100% of people reported it as "Collection Agency"
There has been a total of 5 comments left about the number.
Latest people reported the number as that of "N/a, Nationwide Credit"
16, Jan. 2013 Reply

KNOWN JUNK DEBT BUYER AND FDCPA VIOLATOR Junk debt is worthless legally uncollectable debt they purchase for pennies and break State and Fed FDCPA and FCRA laws to collect dollars from innocent consumers. Junk debt is Debt they have no PROOF you owe! To old - beyond statute of limitations by state law Already paid discharged in bankruptcy result of identity theft. Nationwide Credit, Inc. 2015 Vaughn Rd NW Ste 300 Kennesaw, GA 30144-7802 Phone: (770) 644-7400 678-486-1027 Fax: (770) 644-7420 Web Address: Other Offices: 3600 E University Dr Ste B1350 Phoenix, AZ 85034-7296 Phone: 602-379-2214 Fax: 602-379-2248 Click link for locations (NY, Atlanta, India, Florida, CA and Canada) -------------------------------------------------------------------------------- Bud Says Consumer Comments Below Nationwide does not appear to have a problem in growth and expansion, however they do have a problem being able to deal with the accounts they have. Failure to provide documentation on both FDCPA and FCRA disputes. Too many employees that are lacking in FDCPA knowledge add up to a failing grade for this agency. In fairness, consumer complaints have fallen off greatly in the past 12 months. CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email the details w/your location. Assistance and referral to a consumer legal specialist may be available. File complaints with Federal Trade Commission Your State Attorney General State Attorney General is every state they have offices Link to all State Attorney General Websites If you or they are located in NY – use this SPECIAL Link This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE’S CRACKING DOWN AND SHUTTING THEM DOWN! Also report your calls and contacts with debt collectors at If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION! The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY! Dealing with Debt Collectors Statute of Limitations by State – always double check YOUR OWN STATE Government Website Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT Debt Collection FAQs: A Guide for Consumers If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you. Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them. Here are some questions and answers about your rights under the Act. What types of debts are covered? The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business. Can a debt collector contact me any time or any place? No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there. How can I stop a debt collector from contacting me? If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that: Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt. Can a debt collector contact anyone else about my debt? If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney. What does the debt collector have to tell me about the debt? Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. Can a debt collector keep contacting me if I don’t think I owe any money? If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe. What practices are off limits for debt collectors? Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not: use threats of violence or harm; publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies); use obscene or profane language; or repeatedly use the phone to annoy someone. False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not: falsely claim that they are attorneys or government representatives; falsely claim that you have committed a crime; falsely represent that they operate or work for a credit reporting company; misrepresent the amount you owe; indicate that papers they send you are legal forms if they aren’t; or indicate that papers they send to you aren’t legal forms if they are. Debt collectors also are prohibited from saying that: you will be arrested if you don’t pay your debt; they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action. Debt collectors may not: give false credit information about you to anyone, including a credit reporting company; send you anything that looks like an official document from a court or government agency if it isn’t; or use a false company name. Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not: try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge; deposit a post-dated check early; take or threaten to take your property unless it can be done legally; or contact you by postcard. Can I control which debts my payments apply to? Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe. Can a debt collector garnish my bank account or my wages? If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt. Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment. Can federal benefits be garnished? Many federal benefits are exempt from garnishment, including: Social Security Benefits Supplemental Security Income (SSI) Benefits Veterans’ Benefits Civil Service and Federal Retirement and Disability Benefits Service Members’ Pay Military Annuities and Survivors’ Benefits Student Assistance Railroad Retirement Benefits Merchant Seamen Wages Longshoremen’s and Harbor Workers’ Death and Disability Benefits Foreign Service Retirement and Disability Benefits Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S. Federal Emergency Management Agency Federal Disaster Assistance But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans. Do I have any recourse if I think a debt collector has violated the law? You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it. What should I do if a debt collector sues me? If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights. Where do I report a debt collector for an alleged violation? Report any problems you have with a debt collector to your state Attorney General’s office ( and the Federal Trade Commission ( Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law. For More Information To learn more about debt collection and other credit-related issues, visit and, the U.S. government’s portal to financial education. The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

16, Jan. 2013 Reply

I think I also read that this company is used by QVC as well. If this is true, it speaks volumes about QVC as a company, too. Nationwide Credit, Inc. has a bad reputation in not following the rules and has had to pay huge penalties for it as evidenced in Other numbers used by this company: 866-560-0163 800-564-2395 888-990-2840 800-899-0885 607-821-2995

14, Feb. 2013 Reply

never tells what company they are with, callas 3 for times a day national credit for qvc 6078217995 6078212995 6078212996

22, May. 2013 Reply

calls all hours of the day threatening me. try to ignore the phone calls but, they will not stop..what more can i do?

4, Sep. 2013 Reply

Received all uthey stated at first they were checking my credit. I hung up. Then got worried I asked the person who answered were they a company that checked credit she refused to snswer, and transered me. Another lady got on phone verified my name, i asked if she was checking my creit she refused to answer then she continued verifying my address which was soewhat correct. I HUNG UP ON HER....SOUNDS FISHY TO NE

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