I received a called from a Tanya Smith, stating she was an investigator. She says I wrote a check for a down payment on a vehicle, that I rode in for over 4 years. and that the check returned. I told her how could I have written a returned check for a down payment and the car dealership, nor the finance company ever called me about a returned check. she told me the same thing that she would give me until the next day to clear this matter. But when I call her she won't answer. I told her I was going to call the dealership and my attorney about this matter, but she would annswer.