360-474-3900 (Scammers)

  • Scam is known as: "Rachel from credit card services.
  • Has been around since 2009
  • Declared public enemy number one by FTC
  • Latest people reported the number as that of "Lower Interest, Lower Interest"
  • Around 60% of people reported it as "Telemarketer"
  • Please comment about the number using the form below. It will help us learn more about the scam and raise awarness.

Did this number call you? Please leave your comment below.

20, Aug. 2012

When answered, it is an agency to lower credit card rates. I selected to talk to an agent, and when I asked the company's name they hung up. The Caller ID listed a nonsense ID of V08201145560024. When I dialed the phone number back it when straight to a do not call list, which appears to be phony, because it added a number to their list when I did not enter one.

20, Aug. 2012

They've been calling pretty regularly. I let it go to fax. LET THEM EAT SCREECHING.

21, Aug. 2012

Called my cell! not cool. When you dial back, it sends you to a fake option to be removed from their do not call list. It's just a recording.

21, Aug. 2012

They've called and left voice mail 3 times so far today...it's a recording.

22, Aug. 2012

Only thing showing on caller ID was a bunch of number V0822172420035..So annoying..call ffrom this number and others...

24, Aug. 2012

I am going to check with the FCC since I am registered on the Do Not Call.

26, Aug. 2012

They call several times per week and sometimes multiple times per day. The pre-recorded message says they can lower my interest rates on credit cards.

28, Aug. 2012

Caller ID shows Lower Interest. We're on do-not-call list, so they're definitely bad people.

28, Aug. 2012

Scumbags have been calling me for years from different numbers. They have more numbers than I have call blocking capability. Filed my usual FTC, FCC, and state attorney general Do Not Call complaints but know it won't do any good. At least they have a record. Please file complaints if you're not doing so. That along with political pressure on pols is the only way this will stop.

Whistle Blower
14, Sep. 2012

Telemarketer Scam They initiate a call through a robo call that gives the option to press 3 and opt out. I have stopped attempting this. I now wait for a live person and blow a whistle into the phone as loud as I can. I have even in the past pressed 1 for a live person and it will tell me they are all busy right now leave a message with my information. I give them the City Prosecutors name and #. They still don't get it and call back to my house. The Govt doesn't need a do not call list that everyone complains about because it is a joke. The Govt needs regulation for TRUE CALLER ID which forces telephone companies to implement equipment that traces and identifies the true number the call originated from.

16, Sep. 2012

I echo Gary's post above. I report. Nothing is done. I do not pick up the phone, but it records on my answering machine. They are violating the DNC restriction. I am so sick and tired of these sneaky scammers. We all are.

17, Sep. 2012

Yet another lower interest call... like Rachel at card holder services etc. fl I don't understand the purpose of a Do Not Call list and pressing a number to be removed from the list if neither works. I must get 3 to 4 off these types of calls every day, all from different numbers :(

19, Sep. 2012

I've been getting these calls, many times a week, for YEARS! I get identically scripted calls from many different numbers. They're from credit services (I have NO credit cards), stating that my account is in good standing and offering to lower my interest rate. (Huh???) Option 3, to be taken off the list, doesn't work. When I choose to talk to an operator and asked to be removed, they don’t respond other than to hang up. I don't have caller id, so each time I want to find out what the last number received was, the phone company charges me 75 cents. (They suggest that I change the number I’ve had for 20 years…I don’t think that would help, anyway. ) It looks like everyone profits from this but me. And, yes, I am on the Do Not Call list.

21, Sep. 2012

I can't tell you how many times I have received this call. If I'm not home, they leave a message, but there's no way to call them back. If I am home, I answer the phone and ask to speak to a live rep. The second I start telling them I'm tired of them calling me and ask them to not call me anymore, they hang up. Being on the 'do not call' list is a joke.

21, Sep. 2012

I wonder if most of the victims receiving this pre-recorded message have purchased pre-paid phone cards. When you press 1 to speak to an individual, the system will not put you through. I think this number is really a scam run by the pre-paid phone card companies intended to get you to check your voice mail and therein deduct minutes from your pre-paid card. If they do this thousands of times daily to unsuspecting phone card purchasers, this scam can really add up and pad their bank accounts.

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