231-805-6841 (Scammers)

  • Scam is known as: "Rachel from credit card services.
  • Has been around since 2009
  • Declared public enemy number one by FTC
  • Latest people reported the number as that of "card services, MI USA"
  • Around 35% of people reported it as "Scammer"
  • Please comment about the number using the form below. It will help us learn more about the scam and raise awarness.

Did this number call you? Please leave your comment below.

30, Jul. 2013

Spammer says they'll reduce credit card interest rate, refuses to remove from call list.

30, Jul. 2013

who own this number. Is it a company or a private number?

30, Jul. 2013

Initially you get a recording aking you to press 1 to talk to a rep about lowering your credit card interest rate. I think these peopple are criminals stay away

30, Jul. 2013

Money laundering scheme for terrorist group Planning an attack on NYC

30, Jul. 2013

"Ann" from "Account Services" wanting to lower my interest rate. It is a SCAM! Told the guy on the phone (after pressing 1) that I knew this was a scam. (They ask for your credit card number after numerous questions). They guy called me every name in the book for 3 minutes and 38 seconds. Finally I screamed as loud as I could into the phone. He hung up. LOL

30, Jul. 2013

What To Do When You Get an Illegal Robocall http://www.ftc.gov/bcp/edu/microsites/robocalls Hang Up. Do not press 1 or any other numbers to get off the list and NEVER call them back. Report it at http://www.fcc.gov/complaints and at https://www.ftccomplaintassistant.gov EVERYONE should be reporting them. It is important to keep up the pressure even though nothing seems to be getting done, or else the government will just sit back and claim they are doing a good job since there are fewer complaints. These criminals need to be charged with a CRIMINAL offense and thrown in prison (Prosecute them in criminal court instead of civil penalties).

31, Jul. 2013

They call and leave no message. This may be part of the "Card Services" scam. When I have time, I like to see how long I can keep them on the phone. Their business model relies on gullible people pressing "1" so their staff only get "qualified leads" meaning people who can be scammed. Every minute they lose talking to someone who won't use their services cuts their margins and protects some potential victim.

6, Aug. 2013

I get several calls in a day. When I finally got a live person and asked how they got my number the hung up the phone immediately. They want you to provide your credit card number information, beware!

6, Aug. 2013

It is a waste of time to notify the FTC. They won't do anything at all. They get paid fat salaries, but take no action to protect consumers from telephone scams and annoying robocalls. Go ahead, call and ask them what they are doing about these scams. They have nothing to offer.

7, Aug. 2013

I don't answer calls from area codes I am not familiar with. Most likely trying to rip me off.

8, Aug. 2013

CALL NEWTEK MERCHANT SOLUTIONS AND COMPLAIN: (414) 831-3900 New Information from FTC website: The FTC amended their complaint in June 2013 to include the following companies invovled in this scamming business. The amended complaint adds several new defendants to the case, which now include: 1) WV Universal Management, LLC, also doing business as Treasure Your Success; 2) Global Financial Assist, LLC; 3) Leading Production, LLC; 4) Willy Plancher, individually and as a member of WV Universal Management, LLC, Global Financial Assist, LLC, and Leading Production, LLC; 5) Valbona Toska, also known as Val Jones, individually and as a member of WV Universal Management, LLC, Global Financial Assist, LLC, and Leading Production, LLC; 6) HES Merchant Services Company, LLC; 7) Business First Solutions, Inc.; 8) VoiceOnyx Corp.; 9) Hal E. Smith, also known as H.E. Smith, Harold E. Smith, and Howell E. Smith, individually and as an officer of HES Merchant Services Company, LLC; 10) Jonathon E. Warren, individually and as an officer of Business First Solutions, Inc., and VoiceOnyx Corp.; 11) Ramon Sanchez-Ortega, also known as Ramon Sanchez and Ramon Ortega; 12) Universal Processing Services of Wisconsin, also doing business as Newtek Merchant Solutions; and 13) Derek Depuydt, individually and as an officer of Universal Processing Services of Wisconsin. I called Newtek/Universal Processing Services of Wisconsin after googling the phone number. After pushing the lady to get me to the CEO, I was transferred to Derek Depuydt's voicemail! CALL NEWTEK MERCHANT SOLUTIONS AND COMPLAIN: (414) 831-3900

Sick of It
13, Aug. 2013

I push 1 then when they answer and start ??? about lowering my rate. I comeback and say Well 1st off my time is valuable so what card would you like to use to pay for my time. Usually then I get a WHOLE 12- 24 hours of no calls. Then it starts all over again. They need to go after their asses.

Robert F
13, Aug. 2013

The people that make these calls are terrible human beings, as you will discover if you ask them any questions about their business. These are Illegal robocall for financial services. Please file a complaint with: www.donotcall.gov For more information, go to: http://www.consumer.ftc.gov/articles/0259-robocalls

11, Dec. 2013

I hope this helps you guys. the companies that are already listed with the FTC that they shut down... those are not our companies my friends, they are already caught. I have made over 25,000 turning in companies like this but you cant go after the ones they ALREADY KNOW ABOUT. here is what you do please make sure you do this right away as soon as you get a call from anyone wanting to sell you a debt relief interest reduction service: 1. go along with them. > go through all the way to the end > until you get to a verification step (this is where you get all their real information) this will tell you the name of the real company that is charging you and they will also give you a real phone number because they are scared you will charge back your sale. > if you cant get to this part because you have given all false information go in and tell them (there is to much security on my account they wont give any info over the phone, BUT im looking at my statement and it shows $10,541.01 balance and av: $4,458.91 say it shows my rate is 19.99% and thats all they will need to pass you through to someone to give you the pitch on how much it will cost, agree to all that (remember if you are giving fake info your goal here is to get their real company name and number and turn them in) if you gave real info (let them charge you (trust me) then call your credit card company as SOON as you get off the phone and dispute that transaction right away and change your card info.. that easy) you will get your money back from the card company, and on top of that (you will have a real valid charge from a company with real company info that way when you call the FTC and all other companies you have valid information that they can find and tack) bottom line here is that they are breaking the DNC and FTC rules by calling us with a robot and not a person and on top of that our numbers are on DNC lists and they always violate that, what upsets me is that people are still wasting time on the old companies they are already berried lets find the other jerks out there to pin down and save us all....

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